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** Bill Pay Notice **

We offer free Online Banking services & free Bill Pay services (up to 8 free bill payments per month). All "excess" bill payments made over the free 8 will incur a $0.47 per item charge.


MasterCard Debit Card Service 

We offer ATM services at all of our locations. We also offer worldwide service through the Pulse, Star, and Cirrus Networks.

To report a lost/stolen debit card, call 972-449-2283 during business hours, or 1-800-523-4175 after business hours.

Competitive Rates 

Check our competitive rates on CD's, IRA's, and Savings accounts. (Interest rates change on a daily basis, call your Commercial State Bank branch for more information).

Commercial State Bank 24 Hour Telephone Service 

Provides 24-hour banking for your convenience. You can check your balances or make transfers between accounts. Banking made easy from any touchtone telephone. Call us at (972) 449-2399 or (972) 544-2399 and do your banking any time or place.

Online Banking 

Commercial State Bank offers convenient and secure online banking which is easily accessible from any computer, smart phone, or tablet. Effective January 1, 2016, Bill Pay payments have been limited to eight free payments per month. All excess payments over the free eight will be charged $0.47 each. Our service is compatible with Quicken and QuickBooks!


We offer free Notary services for our customers.

Safe Deposit Boxes 

Safe deposit boxes are available at the Palmer and Ferris locations.

Visa Gift/Money Cards 

Visa Money Cards can be purchased with a minimum of $25.00 and can be loaded up to $500.00. Great gifts for students and those that want to use a credit card without the worries of large credit card debt!

MasterCard Credit Cards 

Pick up an application at any of the three branches.