Debit Card Information

Are you traveling this Spring or Summer? We wanted you to be aware that all International rights have been blocked on your debit card as a safety precaution. Fraud is always on the rise, and this will help us keep your account protected. If you would like the block released for an upcoming travel arrangement, please notify us at least a week beforehand, so we can get that change made for you. Thank you for banking with us!

*** CSB NEWS ***

Effective September 1, 2017, our Palmer location was issued a new physical address by Ellis County. Our physical address is still: 1045 N Interstate 45 in Palmer, Texas. The changes made for 911 purposes were to: 8045 N. Interstate 45 Service Rd, Palmer, TX 75152. Our post office box was not affected. Our mailing address is still: P.O. Box 820, Palmer, TX 75152. If you have any questions, please call us at (972) 449-2283.


MasterCard Debit Card Service 

We offer ATM services at all of our locations. We also offer worldwide service through the Pulse, Star, and Cirrus Networks.

To report a lost/stolen debit card, call 972-449-2283 during business hours, or 1-800-523-4175 after business hours.

Competitive Rates 

Check our competitive rates on CD's, IRA's, and Savings accounts. (Interest rates change on a daily basis, call your Commercial State Bank branch for more information).

Commercial State Bank 24 Hour Telephone Service 

Provides 24-hour banking for your convenience. You can check your balances or make transfers between accounts. Banking made easy from any touchtone telephone. Call us at (972) 449-2399 or (972) 544-2399 and do your banking any time or place.

Online Banking 

Commercial State Bank offers convenient and secure online banking which is easily accessible from any computer, smart phone, or tablet. Our service is compatible with Quicken and QuickBooks!


We offer free Notary services for our customers.

Safe Deposit Boxes 

Safe deposit boxes are available at the Palmer and Ferris locations.

Visa Gift/Money Cards 

Visa Money Cards can be purchased with a minimum of $25.00 and can be loaded up to $500.00. Great gifts for students and those that want to use a credit card without the worries of large credit card debt!

MasterCard Credit Cards 

Pick up an application at any of the three branches.