New BillPay Update

Our BillPay product is being updated! New features will include: the ability to set up payment reminders, the ability to pay from multiple checking accounts, and the ability to search for a vendor/payee! You will receive a detailed message in your inbox once you log into Online Banking, so be sure to check your messages!

* Palmer Branch NEWS *

Effective September 1, 2017, our Palmer location was issued a new physical address by Ellis County. Our new physical address is: 8045 N. Interstate 45 Service Rd, Palmer, TX 75152. Our post office box was not affected. Our mailing address is still: P.O. Box 820, Palmer, TX 75152. Please update any correspondence you may have saved for our Palmer location that includes a physical address. If you have any questions, please call us at (972) 449-2283.


MasterCard Debit Card Service 

We offer ATM services at all of our locations. We also offer worldwide service through the Pulse, Star, and Cirrus Networks.

To report a lost/stolen debit card, call 972-449-2283 during business hours, or 1-800-523-4175 after business hours.

Competitive Rates 

Check our competitive rates on CD's, IRA's, and Savings accounts. (Interest rates change on a daily basis, call your Commercial State Bank branch for more information).

Commercial State Bank 24 Hour Telephone Service 

Provides 24-hour banking for your convenience. You can check your balances or make transfers between accounts. Banking made easy from any touchtone telephone. Call us at (972) 449-2399 or (972) 544-2399 and do your banking any time or place.

Online Banking 

Commercial State Bank offers convenient and secure online banking which is easily accessible from any computer, smart phone, or tablet. Our service is compatible with Quicken and QuickBooks!


We offer free Notary services for our customers.

Safe Deposit Boxes 

Safe deposit boxes are available at the Palmer and Ferris locations.

Visa Gift/Money Cards 

Visa Money Cards can be purchased with a minimum of $25.00 and can be loaded up to $500.00. Great gifts for students and those that want to use a credit card without the worries of large credit card debt!

MasterCard Credit Cards 

Pick up an application at any of the three branches.