Debit Card Information

Are you traveling this Spring or Summer? We wanted you to be aware that all International rights have been blocked on your debit card as a safety precaution. Fraud is always on the rise, and this will help us keep your account protected. If you would like the block released for an upcoming travel arrangement, please notify us at least a week beforehand, so we can get that change made for you. Thank you for banking with us!

* Palmer Branch NEWS *

Effective September 1, 2017, our Palmer location was issued a new physical address by Ellis County. Our physical address is still: 1045 N Interstate 45 in Palmer, Texas. The changes made for 911 purposes were to: 8045 N. Interstate 45 Service Rd, Palmer, TX 75152. Our post office box was not affected. Our mailing address is still: P.O. Box 820, Palmer, TX 75152. If you have any questions, please call us at (972) 449-2283.

Other Services & Fees

Safety Deposit Boxes

Box Size Annual Rent
3 x 5 x 22 $20.00
3 x 10 x 22 $30.00
5 x 10 x 22 $50.00
10 x 8 x 22 $60.00
10 x 10 x 22 $75.00

 

Visa Gift/Money Card

Cards can be purchased with a minimum of $25 - up to $500.

Customer Non-Customer
New Card $5.00 New Card $7.00
Lost/Stolen $10.00 Lost/Stolen $10.00

 

Visa Debit Card

Overall limit $1,000.00 per Business Day.  May be combination ATM withdrawal, signature based transaction (credit or Point of Sale (POS).  ATM withdrawal limit is $400.00.  Usage limit is 15 transactions per day.

New Card Fee $4.00
Lost/Stolen Debit Card or PIN $15.00
ATM Detained Card $15.00
Point-of-Sale Inquiry $2.00
Non-CSB Location $1.00

 

General Fees

Account Closed Within 90 Days $50.00
Account Inquiry (1 free per cycle) $2.00
Cashier’s Checks $4.00
Money Orders $2.00
Charge Back Fee $5.00
Collection Item - Domestic $35.00
Collection Item - International $50.00
Deposit bag - night with lock $25.00
Deposit bag – zipper $5.00
Return NSF Item Charge * $30.00
Paid NSF Item Charge * $30.00
Telephone Transfer Request $5.00 per transaction
Account Research $30.00 per hour, 1 hour minimum
Return Mail – Monthly Fee Charge $5.00
Special Statement Cutoff $5.00
Statement on Plain Paper $10.00
Statement on Statement Paper $15.00
Stop Payment $35.00
Temporary Checks $ 0.20 per check, ($ 2.00 for 10 checks)
Wire Transfer – Incoming $10.00
Wire Transfer – Outgoing $15.00
Wire Transfer – Outgoing International $40.00
Rejected Wire Fee $25.00
Xerox copies (each) $1.00
Faxes $4.00 first page, $2.00 any page thereafter
Account Balancing Assistance $30.00 per hour, 1 hour minimum
Levy/Garnishment/Subpoena/Summons Fee $75.00
Money Service Business - Monthly service charge in addition to Account Analysis $150.00

 

* A NSF Item Charge will be imposed on insufficient items created by ACH, check, or in person withdrawal

Bank-By-Mail

Bank provides envelopes, duplicate receipt mailed to customer upon request only.