Debit Card Information

Are you traveling this Spring or Summer? We wanted you to be aware that all International rights have been blocked on your debit card as a safety precaution. Fraud is always on the rise, and this will help us keep your account protected. If you would like the block released for an upcoming travel arrangement, please notify us at least a week beforehand, so we can get that change made for you. Thank you for banking with us!

*** CSB NEWS ***

Effective September 1, 2017, our Palmer location was issued a new physical address by Ellis County. Our physical address is still: 1045 N Interstate 45 in Palmer, Texas. The changes made for 911 purposes were to: 8045 N. Interstate 45 Service Rd, Palmer, TX 75152. Our post office box was not affected. Our mailing address is still: P.O. Box 820, Palmer, TX 75152. If you have any questions, please call us at (972) 449-2283.

About Us

Since our 1930 Charter, Commercial State Bank has taken pride in servicing the residents and businesses in our community and surrounding areas. Commercial State Bank is a locally owned and operated community bank. We are FDIC insured and an Equal Housing Lender. Commercial State Bank is currently approximately $83,190,000.00 in assets.


Commercial State Bank’s mission is to meet the needs of the market we serve by providing community leadership and quality financial services. We are proud to be able to assist our customers with their financial decisions. Allow us to share our many years of banking/lending experience with you. We are dedicated to earning customer dependability by offering our highest level of personalized customer service.


Our financial services include a range of things from competitive loan and deposit rates to convenient telephone and online banking. See our ‘Services’ tab to view all the great products and services we have to offer! Questions? Comments? Internet Banking Help? Click on the ‘Contact Us’ tab and call or e-mail us today to experience first-hand our excellent customer service!