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Privacy Policy
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Privacy Statement |
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Visitors to this bank Web site remain anonymous. We do not
collect identifying information about visitors to our site. We
may use standard software to collect non-identifying information
about our visitors, such as:
The bank uses this information to create summary statistics and
to determine the level of interest in information available on
our site.
Visitors may elect to provide us with personal information. This
information is used internally, as appropriate, to handle the
sender’s request. It is not disseminated or sold to other
organizations.
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Commercial State Bank’s Privacy Policy
We, our, and us, when used in this notice, mean
Commercial State Bank.
This is our privacy notice for our customers. When we use the
words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as a(n):
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Deposit account
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Loan accounts
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Credit card account
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Safe deposit box
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that
information. We first define some terms.
Nonpublic personal information means information about
you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does
not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is a person we do not employ
or a company that is not an affiliate of ours. This is also
known as nonaffiliated third party, or simply, an "other party.”
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THE INFORMATION WE COLLECT
We collect information about you from the following sources:
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Information you give us on applications or other forms
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Information about your transactions with us
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Information about your transactions with other parties
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Information from a consumer reporting agency
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Information we receive as a result of verifying customer
information
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INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except
as permitted by law. Examples of this might include disclosures
necessary to service your account or prevent unauthorized
transactions.
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THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or
services to you. We maintain physical, electronic, and
procedural safeguards to protect this information. |
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INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law. |
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TEXAS NOTICE
Commercial State Bank is chartered under the laws of the State
of Texas and by state law is subject to regulatory oversight by
the Texas Department of Banking. Any consumer wishing to file a
complaint against Commercial State Bank should contact the Texas
Department of Banking.
Commercial State bank also engages in the business of selling
money orders which is subject to regulatory oversight by the
Texas Department of Banking.
Consumers may file complaints with the Texas Department of
Banking by contacting the Department through one of the means
indicated below:
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For more information or questions regarding this policy, contact
the bank at:
Commercial State Bank
1045 N. I-H 45
Palmer, TX, 75152
(972) 449-2283 Local
(972) 845-3000 Metro
chadn@csbferris.com
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