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Welcome to Commercial State Bank’s web site!

Our goal is to provide a professional atmosphere with a friendly knowledgeable staff ready to assist you with your banking needs. We are the community bank you can trust. Please come by any one of our three locations and meet a friendly group of people willing to work hard to meet your banking needs. In addition, you may bank by telephone or the Internet 24 hours a day.

If you have any questions or concerns, please come by or call any of our three locations.


Phillip G. Newsom
CEO

 

 

 

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.